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MC Mortgage Group is the premier and choice residential mortgage company in North Carolina.


Our Mission is to continually sharpen our customer service by delivering on our commitment to provide the very best mortgage loan experience and individualized loans with the best rates while always closing on time.


We Pride Ourselves in helping and improving the lives of the MC Mortgage Group family – which includes our current and former clients, our treasured referral partners, our highly appreciated employees, and our friends, family and the community.

We are comprised of a team of experienced lending professionals offering expertise in every aspect of mortgaging lending including both purchase and refinance.  We have access to a full range of mortgage types including Conventional, FHA, VA, USDA and Jumbo loans.  MC Mortgage Group provides exceptional service and our lending specialists are dedicated to finding you the right loan that meets your unique needs. With office locations in Wilmington and Raleigh and a 24 hours online application service, we are able to assist customers throughout the entire state.

Thank you for visiting our website. We look forward to the opportunity to work with you and assisting you in achieving your goals!

Meet Our Founder

Patrick Stoy

Patrick Stoy is the Founder and President of MC Mortgage Group, a multi-branch mortgage brokerage company located in North Carolina.

Since childhood, Patrick has always had a keen interest and love for numbers.  Throughout his early years and into adulthood his passion intensified and drove him to learn more, culminating in his formal education at University of North Carolina (“UNCW”); studying business administration.

Upon completing his education at UNCW, Patrick made the decision to focus himself in the mortgage industry sector – a powerful match that aligns his business acumen, ambition to work with numbers and his devotion to helping people.  Patrick began his career as a Mortgage Loan Officer and in 2005 Patrick successfully launched the MC Mortgage Group.

The MC Mortgage Group has multiple locations in North Carolina and is focused on providing superior services, the best rates with a personalized loan structure, and giving back to the community.  Since inception, Patrick has partnered with thousands of people helping them achieve their life-long dream of owning a home.  Patricks’ keen abilities and sincere desires to help people are the factors that separate him from his peers and is why he is a recognized leader in the North Carolina residential mortgage industry.  It is for these and other reasons that MC Mortgage Group thrives, leveraging a referral-based business structure.

Patrick is devoted to the community.  He is a member of IMAF Cape Fear, which is an Angel fund that invests in local startups.  In addition to providing mentorship, he is deeply involved with his neighborhood home owners’ association (“HOA”), sponsors and works closely many local youth athletic teams and is an active participant in the “Change the Planet” initiative.

While Patrick is focused and driven by his business passion, he maintains a good balance between work and home.  Patrick and his wife Laura have two wonderful children.  Their son Jacob is an avid hockey player and their young daughter Piper Ann is an active toddler.  When not busy with business, family, and community activities, Patrick enjoys traveling with his family, attending live sporting events and socializing with friends.

Interested in a career with us?
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